FIRE Planning Blog

In-depth guides on financial independence, early retirement, and the FIRE movement.

basicsfire number4% rule

What is a FIRE Number? The 4% Rule Explained

Your FIRE number is the magic figure that unlocks early retirement. Learn how the 4% rule works and calculate yours in minutes.

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How to Calculate Your FIRE Number Step by Step

A complete walkthrough of calculating your FIRE number, from tracking spending to projecting your retirement date.

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FIRE Number by Age: How Much Do You Need at 30, 40, and 50?

Your target FIRE number and safe withdrawal rate should vary based on your retirement age. Here is what you need at every decade.

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Lean FIRE vs Fat FIRE vs Barista FIRE: Which Is Right for You?

Not all FIRE is the same. Learn the key differences between Lean, Fat, Barista, and Coast FIRE — and which strategy fits your lifestyle.

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10 Strategies to Reach Financial Independence Faster

From increasing your savings rate to building side income, these 10 proven strategies can shave years off your path to FIRE.

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5 Myths About the FIRE Movement Debunked

FIRE is often misunderstood. We tackle the 5 biggest myths that keep people from pursuing financial independence.

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How Your Savings Rate Determines Your Retirement Date

The single most important number in FIRE planning is not your income or your investments — it is your savings rate. Here is why.

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